Welcome to FIRST HOME U
Whether you are a renter, first time home buyer, or a veteran home owner, FIRST HOME U can help you learn how to maximize your ownership potential and take advantage of many options that will make home ownership work for you instead of you working for it!
First HOME U is a nonprofit organization in the state of Texas recognized as exempt under the Internal Revenue Code (IRC) Section 501(c)(3). While the Ownership Education you will receive here at First HOME U is very valuable, our courses will always be FREE to you!
Current Course Offerings:
64
% People who Own in US
9.26
million own 2 or more homes
34%
% 1st time buyers last year
43
Avg. days to close
Electric Energy Management
We will teach you how to take advantage of the guaranteed savings available.
Home Ownership READINESS
We help to ensure that you have what you need to qualify, purchase and pay for your home in full.
Maintenance, Upgrades and Repairs
You will learn how to take care of your home to ensure that it retains and increases in value.
Hazard and Mortgage Protection
We dispel all the myths and teach you why you need protection and how it works.
Escrow and Title
You will learn all about title companies and about how to take advantage of your escrow options.
Multiple Home Ownership
We teach you how to use the available strategies to become a multi-home owner.
Our Core Values
Quality
First HOME U provides you with the very best in HOME Ownership education.
Accessible
Our courses and materials are accessible to you 24-7 on demand via your computer, tablet or smart phone.
Customized
No matter your stage in life, First HOME U can and will help you achieve your dream of HOME Ownership.
Strategic Partners
We have partners waiting to help you achieve HOME ownership. You can begin the process as soon as you start your classes!
Free Courses
All First HOME U courses are free to the participants. You will never pay a fee for a class with First HOME U. Not ever!
Our Goal
First HOME U has a mission! We exist to educate you on your options for HOME ownership and to ensure that you are equipped to maximize your ownership potential.
Frequently Asked ??????
Should I talk with a mortgage agent before looking at homes?
Talking with an agent before looking at homes is a really smart thing to do. It can help you understand exactly how much you can afford, what loan options you have and the type of programs and/or assistance that may be available to you.
Should I buy a home or continue to rent?
While there are many very good reasons people remain renters, there are advantages of home ownership that can make it the best option for most. Talking to a mortgage professional will help you to properly evaluate your options and see what the benefit home ownership can really be.
Do Rent-to-Own programs really work?
There are good and bad programs out there. With so many possibilities, it can be easy for someone to take advantage of people who desperately desire a home of their own. Having a mortgage professional to help you assess the program and walk through the details is paramount.It just may be that financing with a lender may provide you with more favorable terms and a faster route to closing.
Can I really purchase a home with no down payment?
Yes! There are a few ways to purchase a home with no down payment. This is where having a skilled professional will pay off for you.